Managing Your Wealth

Planning ahead to ensure the necessary financial resources will support you and your family as you reach for your life goals requires a number of wealth management services. That’s where our skills come in. Rather than overwhelming you with the intricacies of the planning process, we will guide the management of your finances at a pace tailored to you.

Our process begins with learning everything we can that pertains to your financial situation: the goals you want to attain, the worries that keep you up at night, the impact you want to have, and how you handle relevant decisions along the way. Through our meetings and discussions, we develop a complete understanding of your specific needs and objectives, which in turn determine our future planning efforts. These may include:

  • Investment Management
  • Cash Flow Planning
  • Tax Optimization
  • Coordinating with Other Professionals (CPAs, attorneys, etc.)
  • Philanthropic Planning
  • Transition Planning
  • Risk Planning and Insurance Needs

Development of an Investment Strategy

Together we will determine an appropriate asset allocation and investment strategy for your full portfolio of investment accounts based on our understanding of your risk tolerance and long-term growth objectives. We will prepare an Investment Policy Statement outlining the expectations and guidelines for the management of your portfolio. We then work closely with our dedicated, in-house research team to ensure your portfolio is positioned to benefit from the opportunities of the investment environment and is designed to best meet your investment goals.

Ongoing Communication and Portfolio Management

At Litman Gregory, we often talk about the concept of a lifetime investor, and how difficult it can be for individuals to maintain the long-term perspective and discipline required for success across that lifetime. We view every conversation as an opportunity to reaffirm the expertise, discipline, and steady decision-making we bring to our partnership, allowing you a sense of confidence in achieving your long-term goals and less worry along the way.

As a client, you will receive quarterly performance reports and our investment newsletter, as well as periodic mailings regarding timely and newsworthy issues, webinars and other informational events. Additionally, we will meet regularly to review your plan progress, personal financial circumstances, and discuss your portfolio allocations, portfolio performance, and any recommended adjustments we may have regarding your investment management and financial plan.