Gretchen joined Litman Gregory in 2005 and became a principal in 2010. She provides investment advisory services to individuals, family groups, foundations, endowments, and group retirement plans. Her experience includes extensive work in personal financial analysis, asset allocation, and retirement planning. Gretchen is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and has served as Board Chairperson for the Financial Planning Association (FPA) of San Francisco. Prior to joining Litman Gregory, Gretchen served as Portfolio Manager with Bay Isle Investment Advisors, and previously as Vice President with Fremont Investment Advisors (a division of the Bechtel family office). Gretchen was awarded a Certificate in Personal Financial Planning with Distinction from the University of California – Berkeley Extension, and is a graduate of the University of California – Santa Barbara (BA – Business Economics, BA – Psychology).